American Residential Warranty Review | Today’s Homeowner

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Learn more about American Residential Warranty and its coverage, costs and plans in this comprehensive review. | Shutterstock © romakoma

Homeowners have a lot to worry about when it comes to keeping their largest investment in good shape. From plumbing to air conditioning, refrigerators to washing machines, systems and appliances can break down — and inevitably, they will. The reviews team has evaluated American Residential Home Warranty’s plans, add-on options, prices, customer ratings and more to give you an in-depth look at the company. 

With a home warranty, you can feel at ease, knowing that damage due to regular wear and tear will be covered. 

In This Article:

Today’s Homeowner works with an independent reviews team to create evidence-based research that helps our readers make informed decisions.
The reviews are always independent. For transparency, we may be compensated if you purchase through a link.

In the end, the reviews team found that American Home Shield is the Best Overall home warranty provider. This company has a long-standing history of satisfying customers and offering top-notch service.

To get a free quote from this top provider, you can call 888-878-4576 or fill out the simple form

American Residential Warranty Overview

American Residential Warranty is a national company headquartered in Boca Raton, Florida. They specialize in home warranty plans, electronics protection plans and home security systems.

The home warranty part of the company has four plans, with add-ons or bundles to increase coverage. These are available in all 50 states. Prices range from $25 to $125, depending on the protection provided.

What to Know About American Residential Warranty Plans

American Residential Warranty includes four plans: Platinum Premier, Platinum, Kitchen Plus and Heating & Cooling, protecting a wide variety of systems and appliances. 

Coverage Platinum Premier Platinum Kitchen Plus Heating & Cooling
Built-In Microwave  
Ceiling Fans      
Central A/C  
Central Heating  
Garage Door Opener      
Garbage Disposal  
Interior Electrical System
Kitchen Exhaust Fan  
Plumbing Stoppages  (not including fixtures)      
Plumbing System  (not including fixtures)      
Range Hood      
Refrigerator  (including icemaker) (not including icemaker) (not including icemaker)  
Water Heater  


American Residential Warranty has a variety of add-on options to increase coverage of your base plan. Below are the options you have:

  • A/C Advantage
  • Deluxe Advantage (only available on the Platinum Premier Plan):
    • Refrigerant recapture and condenser
    • Dishwasher: racks, baskets and rollers
    • Range/oven/cooktop: clocks, rotisseries, racks, handle knobs, dials and interior lining
    • Built-in microwave: clocks, shelves, door glass and interior lining
    • Garage door springs and tracks
    • Water heater sediment build-up
    • Improper installation 
    • Mismatched systems
    • Code violation, permits, and modifications
    • Removal of defective equipment
  • Well pump
  • Pool & spa
  • Additional range/oven/cooktop
  • Additional air conditioner
  • Plumbing system (included with Platinum Premier)
  • Ceiling fans (included with Platinum Premier)
  • Plumbing Advantage
  • Food spoilage
  • External water or sewer lines
  • Water heater (included with Platinum Premier, Platinum, and Kitchen Plus)
  • Additional refrigerator or freezer
  • Clothes washer & dryer (included with Platinum Premier at a promotional rate) 
  • Ice-maker (included with Platinum Premier)
  • Built-in microwave (included with Platinum Premier, Platinum, and Kitchen Plus)


In addition, the company offers two bundle options. The components of these are listed and explained below:

Coverage 4-in-1 Bundle 3-in-1 Bundle
Platinum Premier Plan
Deluxe Advantage Add-On
Ultimate Electronics Protection Plan
Sewer and Water Lines  

The Ultimate Electronics Protection Plan, included in both bundles, covers: 

  • Flat-screen TVs
  • Home theater system
  • Desktops/laptops
  • Tablets
  • Gaming consoles

The sewer and water lines coverage, included in the 4-in-1 Bundle, covers:

  • Repairs and blockages
  • Excavation costs
  • Reseeding the grass
  • Repaving the driveway

Coverage exclusions 

Although American Residential Warranty has an extensive list of plans, add-ons and bundles, minor roofing leaks and septic systems aren’t covered. 

Cost Breakdowns for American Residential Warranty 

Plan and Bundle Prices

American Residential Warranty’s plans and bundles offer a range of prices from $25 to $125 per month, according to the company site.

Platinum Premier Platinum Kitchen Plus Heating & Cooling Ultimate Electronics Protection 4-in-1 Bundle 3-in-1 Bundle
$59.99/mo $49.99/mo $34.99/mo $39.99/mo $24.99/mo $124.99/mo $109.99/mo

Service Fee

When a homeowner is in need of a repair or replacement, they must first file a claim with the company. Once a customer’s claim is approved, they are charged a service fee of $55, which is  cheaper than the typical home warranty service fee of $75-$100.

How to Get a Quote from American Residential Warranty

Getting a quote is easy with American Residential Warranty. First, visit the website to view your options and build your perfect plan. Then, you can get a quote for that plan by calling 888-840-0005.

How to Make a Claim With American Residential Warranty

The claims process changes depending on the state you live in. Visit this website to select your state from a map and fill out a claims form. You can also call one of the following numbers to make a claim:

  • Claims phone number for all states except CA, FL, IA, TX, VA and WA: 877-637-7890
  • For CA, FL, IA, TX, VA and WA: 800-863-8600
  • Claims for the Electronics Protection Plan: 844-885-8621

Reviews of American Residential Warranty

American Residential Warranty is not accredited by the Better Business Bureau (BBB), and holds an A+ rating. Customers on the site have awarded American Residential Warranty 4.5 stars, much higher than most home warranty companies.

However, reviews are mixed. All BBB ratings are as of February 2020.

“Great company! They are good at saving you money and getting things done. I love my home warranty!”

— Shari S., 5 stars, BBB

“This company is not reliable whatsoever — they will pull your legs till you get tired. Almost NEVER is a claim approved, and even when they approve it, sometimes they won’t have a technician for you. They promise to reimburse and they almost NEVER pay. Right now I called them about a problem I have, and I’m waiting already 19 minutes on the line for somebody to pick up. For your sake, don’t even get a quote from them because they say it’s free, it still doesn’t pay.”

— Asher H., 1 star, BBB

Assessment of American Residential Warranty

American Residential Warranty has an A+ rating from the BBB for its 24/7 customer service, coverage in all 50 states, cheap service fee and fast repairs. Non-emergency repairs will be completed within 48 hours, while emergency repairs will be made within 24 hours, all by pre-screened, licensed technicians. 

With American Residential Warranty, you can use your own contractor if you’d prefer; you’ll just need to request it. American Residential Warranty includes a variety of unique services, such as an electronics protection plan, bundles and customer perks, like appliance and refer-a-friend discounts.

Despite its higher than average cost compared to other companies with similar plans, it still lacks roofing and septic system coverage. It also has limitations on the amount it is willing to spend on repairing or replacing items based on their age. 

Although American Residential Warranty provides quality service, it is still expensive and has holes in its home coverage, which is why the reviews team recommends American Home Shield for Best Overall home warranty provider. 

Preferred Provider: American Home Shield

American Home Shield has been in the business since 1971 and has wide national reach, offering services in every state except for Alaska. The reviews team ranks American Home Shield as the Best Overall home warranty provider for its combination of specialized, comprehensive and customizable plans.

If you’d like a free quote, you can call 888-878-4576, or fill out an easy form

Its Systems Plan and Appliances Plan focus on each type, respectively, and the popular Combo Plan bundles all of the protection for comprehensive coverage of 21 major systems and appliances. The Build Your Own Plan is a flexible option that allows customers to build the exact plan they want, choosing coverage for 10 appliances and systems they use regularly — and none they don’t. 

Other American Home Shield pros include its flexible service fee. Customers can choose between $75, $100 and $125. A higher service fee means a lower monthly premium.

Finally, the company also responds to customer service requests within the first 24 hours 98{5ad4713dcdf095b5e90aabe8844e1d4ac30f2574115e794a77015199f2c7d573} of the time. 

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