4 Best Home Warranty Companies In Arizona (2021)

If you live in Arizona, a home warranty can help protect your major home appliances and systems when they break down due to normal wear and tear. With a home warranty, repairs should be cheaper and faster since home warranty companies will cover most repairs and hire trusted contractors to perform the work, saving you time and money.
In this article, we analyzed the best home warranty companies and hand-picked the top providers for the state of Arizona. Note: All cost information is based on sample quotes for single-family Arizona homes under 5,000 square feet. Whether you live in Phoenix or a more rural area, keep reading for our top home warranty picks.

In This Article:

Today’s Homeowner works with an independent reviews team to create evidence-based research that helps our readers make informed decisions. The reviews are always independent. For transparency, we may be compensated if you purchase through a link.

Best Overall: American Home Shield

Quick Take

American Home Shield (AHS) is our top pick for a home warranty provider in Arizona. It’s one of the oldest home warranty companies in the U.S. and services 49 states, excluding Alaska. It offers three comprehensive coverage plans and flexible service fees, allowing customers to customize a plan that fits within their budget. The company also offers specific coverage for appliances and systems that are damaged due to rust or corrosion.

Pros & Cons

Plans & Coverage

AHS offers three plans: ShieldSilver, ShieldGold and ShieldPlatinum. ShieldSilver covers home systems, such as your air conditioner, ductwork and water heater. ShieldGold covers 23 home systems and appliances, including your refrigerator, washer and dryer. ShieldPlatinum covers the same 23 items covered under the ShieldGold plan, but it also covers roof leak repairs and has a $6,000 coverage limit on appliances.

Optional add-on coverage includes protection for your pool and spa, guest unit, well pump, septic pump and electronics.

Cost

No matter which plan you choose, American Home Shield lets you choose between $75, $100 and $125 as your service call fee, which is the one-time payment you make for a contractor to come to your home to assess the item in question and make a repair or replacement. A higher service fee will result in a lower monthly payment, and vice versa.

Here’s the monthly price breakdown for each plan:

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Best For Aging Homes: Choice Home Warranty

Quick Take

Choice Home Warranty (CHW) is another great home warranty option for Arizona residents. It opened its doors in 2008 and has already grown its national profile to serve all states except California and Washington. We rated it ‘Best for Aging Homes’ because it doesn’t require a home inspection before coverage kicks in and it provides free repairs within 90 days if a covered item breaks down after an initial repair.

Pros & Cons

Plans & Coverage

Choice offers the Basic Plan, which covers several important appliances and systems, such as your electrical system and water heater, and the Total Plan, which covers items like your air conditioning, washer, dryer and refrigerator.

Here’s what’s included with each plan:

The company also provides coverage for 10 optional add-ons:

• Pool/Spa
• Limited roof leaks
• Additional spa
• Stand-alone freezer
• Central vacuum
• Second refrigerator
• Well pump
• Septic system
• Sump pump
• Septic tank pumping

Cost

Compared to other home warranty companies, Choice’s plan prices are in line with the industry average of $40–$60 per month. The company’s trade service call fee is $85, which is on the low end of the industry average of $65–$125, and it’s due at the time of service.

Here’s the monthly price breakdown for each plan:

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Best For Budget Shoppers: Select Home Warranty

Quick Take

Select Home Warranty has been in business since 2012 and is our top choice for homeowners shopping on a budget. It charges a $75 service call fee and its plans fall between $41 and $47 per month, which is lower than most competitors. Select is based in New Jersey and serves 46 states, excluding Nevada, New York, Washington and Wisconsin. It offers three plans and provides coverage for a handful of add-ons, including free roof leak coverage.

Pros & Cons

Plans & Coverage

Select offers three plans: Bronze Care, Gold Care and Platinum Care. The Bronze Care plan covers appliances like your refrigerator and washing machine, the Gold Care plan covers systems, such as your air conditioning and ductwork, and the Platinum Care plan covers both home systems and appliances. Here’s a breakdown of what’s covered under each plan:

Select also covers eight add-ons, including:

• Central vacuum
• Lawn sprinkler system
• Pool
• Spa
• Septic system
• Stand-alone freezer
• Sump pump
• Well pump

Cost

Select’s low monthly plan prices and $75 service call fee are helpful in keeping plans affordable. Here’s how much each plan costs per month:

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Most Comprehensive Claim Coverage: First American Home Warranty

Quick Take

First American Home Warranty is another top home warranty provider in Arizona. This reputable company has been in the home warranty industry since 1984 and offers reasonable prices and around-the-clock customer service, stellar HVAC coverage and protection for improperly installed or maintained items.

Pros & Cons

Plans & Coverage

First American Home Warranty offers two plans: the Basic Plan and the Premier Plan. The Basic Plan covers appliances, such as your refrigerator and dishwasher. The Premier Plan covers major home systems and everything in the Basic Plan, but it doesn’t cover central air conditioning. The table below shows the items that are covered in each First American plan:

First American also offers several add-on options, including coverage for a pool, spa, well pump and central air conditioning. Its air conditioning add-on is particularly impressive — there are no limits on coverage unless your unit comes with a water heater. For an Arizona resident, this $9 add-on can provide peace of mind during the hot summer months.

Cost

First American Home Warranty offers its Basic Plan for $37.00 per month and its Premier Plan for $49.50 per month. Both plans come standard with a $75 trade service call fee.

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Our Verdict

If you’re concerned about your air conditioner breaking down or want to make sure that your refrigerator is in good working condition, consider investing in a home warranty. With an Arizona home warranty plan, homeowners can find peace of mind in knowing that their major systems and appliances will be covered if one unexpectedly breaks down.
While American Home Shield is ultimately our top choice, we recommend getting a free quote from each provider listed above so that you can compare plans and pricing and make a decision that’s right for you and your home.

Frequently Asked Questions About Arizona Home Warranties

Is a home warranty worth it

Home warranties may not be right for every person, but we think they’re a good investment for first-time home buyers and a great way to cut repair costs and protect your systems and appliances that break down from normal wear and tear. Consider requesting quotes from our top home warranty service providers before making a final decision.

Will I receive home warranty coverage immediately?

Usually, there’s a 15- to 30-day waiting period before your coverage begins. After this waiting period, your year-long term will begin. Consult your sample contract for details.

Which home warranty is the best?

We think American Home Shield is the best overall choice, but each consumer’s needs are different. We recommend getting quotes from several providers and choosing a plan that’s right for you.